Robert Bernard's Blog

Executive Vice President
Financial Sense® Wealth Management
rob [dot] bernard [at] financialsense [dot] com ()

Financial Sense® Advisors, Inc.
Executive Vice President, Investment Advisor Representative
Financial Sense® Securities, Inc.
Registered Representative
Financial Sense® Newshour
Guest
BrokerCheck

Rob joined Financial Sense® Wealth Management in 2011 as an independent broker. Rob holds a BS in Business Administration from San Diego State University, and his professional registrations held with Financial Sense® Securities, Inc. include FINRA Series 7, Series 31, and Series 63; and Life-Only (including long-term care), Accident and Health, and Variable Annuity insurance licenses (California insurance license #0A76248). Rob shares Jim Puplava's macro-perspective on the markets/economy and participates in weekly trading strategy meetings with Jim's staff. He is also an occasional guest on Jim Puplava's Financial Sense® Newshour educational podcast. A San Diego resident for more than 30 years, Rob, enjoys wakeboarding, scuba diving, off-road enthusiasm and is enough of a skiing buff that he takes occasional trips to where it snows. He and his wife Kathy have two daughters.

Triple Tax-Exempt Income: Investing in Municipal Bonds for a Balanced Portfolio

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Aug 28, 2023 – Triple Tax-Exempt income refers to earnings that are free from Federal tax, the 3.80% Medicare tax, and state income tax, contingent on both state residency and the specific bond issuance...

U.S. Late Cycle Means Time to Look Abroad

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Rob Bernard – Given the events of the last few weeks (North Korea, Charlottesville, etc.) as well as seasonality, the U.S. equity markets have moved into a correction phase. Over the last few months, the market has experienced several shallow 2%+ corrections...

Total Return With Floating Rate Bonds

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By Robert Bernard – On June 14, 2017, the US Federal Reserve raised its Fed Funds rate for the second time this year. The new range will be 1 - 1.25%. The Fed also gave a roadmap on how they plan to unwind their $4.5 trillion balance sheet.

How to Defend Your Bonds and Increase Income in a Rising Interest Rate Environment

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With the recent upswing in inflation and economic growth, bond investors are getting more concerned about the stress this may have on bond prices and their overall portfolios. Should they be worried? Here are a few general items about rising...

Reagan vs. Carter: Utilities vs. S&P 500

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After Reagan won his 1 st term election in November of 1980 the S&P 500 hit a high on November 28 1980. The Fed funds rates fluctuated from a high of 20% to a low of 11%. As the true state of the US economy became apparent the S&P 500 fell 27% to bottom on August 8 1982.

When Do “We” Get “The Real Ref’s”?

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History has shown faster economic growth has been accompanied by higher domestic investment. The end result is higher productivity, higher living standards and of course higher revenue for the US government and states. Between the early 60’s and the present, the spread between net business fixed investment and mandatory entitlement spending has never been wider, I.E., entitlement spending increasing and business investment shrinking.

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