This week Jim and John discuss how a successful retirement is about more than just one number. They discuss the importance of knowing your marginal tax bracket, the number (assets) you need to retire, your monthly budget number, and also the three phases of retirement. Knowing these numbers could determine if you will be able to retire, when you will be able to retire, if you will be able to remain retired, and worse case, if you may run out of money and be forced back to work. The guest this week is Patrick Flynn, President of West Coast Group Benefits, who will discuss health insurance options, and how health insurance premiums are going up under Obamacare, while offering fewer choices.