This week Jim and John explain practical steps to help you navigate zero bound interest rates and make it through retirement. With the cost of living likely to continue to rise, and retirees living longer due to medical advances, Jim lays out strategies to help you survive a zero bound interest rate world. He also offers the case study of Jim and Jan Weston to illustrate these ideas. The guest this week is Yolanda York, Social Security Public Affairs Director, who will discuss a number of Social Security topics, including changes for this year.