June 17, 2019 - On this edition Lifetime Income, Jim Puplava welcomes Mark Kantrowitz who serves on the editorial board of the Journal of Student Financial Aid. Mark explains why a student should file the free application for Federal student aid, unless his family makes $350,000 per year. He discusses why SAT scores may make little difference in receiving financial aid, and gives great advice on getting a head start on next year’s financial aid. He explains need-based aid versus merit-based aid, the concept of why depth matters more than breadth, and he defines “expected family contributions.” All that and more an this edition of Lifetime Income.