Crystal Colbert, CFP®, CTS™, CES™'s Contributions

Nov 18, 2024 – In today's Lifetime Planning edition of the Financial Sense Newshour, we discuss a range of tax-efficient investing strategies that can save you significant amounts in taxes, particularly if you're in a high tax bracket. We’ll cover the advantages of investing in...

Oct 21, 2024 – If you are a high-income earner seeking effective ways to reduce your tax burden for both yourself and your heirs, this episode is for you. In today's Lifetime Planning show, Jim Puplava and Crystal Colbert discuss a helpful strategy favored by...

Sep 9, 2024 – Are you a high-income earner hoping to eliminate taxes for yourself and your heirs? In today’s episode of Lifetime Planning, Jim Puplava and Crystal Colbert explore a powerful strategy used by the wealthy to create a tax-free income stream...

Jul 1, 2024 – Starting in 2026, there's a very good chance estate taxes are going to increase. Today, Jim Puplava and Crystal Colbert discuss two different strategies to lower your estate taxes using an Irrevocable Life Insurance Trust (ILIT)...

Feb 12, 2024 – In today's Lifetime Planning episode of the Financial Sense Newshour, Jim Puplava and Crystal Colbert explore the potential advantages Roth IRAs present in retirement and estate planning with tax-free growth and distributions...

Jan 8, 2024 – In today's Lifetime Planning podcast, Financial Sense's Aaron Wiegman and Crystal Colbert look at what investors can and cannot control when it comes to taxes, politics, and the economy in 2024. This is an important reminder...

Dec 18, 2023 – Aaron Wiegman and Crystal Colbert outline the six prevailing biases that frequently impede investors from making sound financial decisions, especially concerning their investment portfolios...

Nov 20, 2023 – On this week's edition of Lifetime Planning, Aaron Wiegman and Crystal Colbert discuss the basics of long-term care as well as the three main methods of how to pay for it, whether self-funding, traditional insurance, or a...

Nov 13, 2023 – One of the most frequently asked questions and topics that clients ask us is whether Social Security is running out of money and, if so, whether it makes sense to take it early or to delay? In today's podcast, we look at the current projections...

Oct 23, 2023 – On today's Lifetime Planning segment, Financial Sense Wealth Management's Crystal Colbert and Aaron Weigman discuss various charitable planning strategies that can maximize the tax benefits from giving to...

Oct 9, 2023 – Financial Sense Wealth Management's Crystal Colbert and Aaron Weigman answer some of the most frequently asked questions about transitioning from an employer-sponsored health plan to Medicare. For example, when should I start the process?...

Sep 4, 2023 – It's Life Insurance Awareness Month and in today's Lifetime Planning podcast, Aaron Wiegman and Crystal Colbert discuss the basics of life insurance when it comes to when to get a policy, the various types of policies, the 'DIME' approach...

Aug 14, 2023 – Crystal Colbert and Aaron Wiegman delve into the significance of tax diversification, highlighting how a higher marginal tax rate can influence Social Security and Medicare premiums. They examine the income brackets most...

Jul 10, 2023 – Crystal Colbert and Aaron Weigman take on the issue of student loan payments, which are set to resume after a prolonged moratorium put in place after Covid. They discuss when payments will have to resume, how much this will...

Jul 1, 2023 – After seeing strong gains in the stock market for the first half of the year, Crystal Colbert and Aaron Wiegman look at some important 401k allocation considerations when it comes to harvesting gains, rebalancing among...

Jun 12, 2023 – Thirty-year mortgage rates have soared back to over 7%, levels unseen in the past 10-20 years. Coupled with persistently low inventory, these conditions are placing significant pressure on potential homebuyers, challenging...

Jun 5, 2023 – On today's Lifetime Planning episode, we explore the vital process of succession planning and delve into the integral role of buy/sell agreements. If you are a business owner and would like to know more about the steps...

May 8, 2023 – Join us for an informative Lifetime Planning episode, as hosts Crystal Colbert and Aaron Wiegman discuss tax savings from California's Proposition 19. In this episode, they'll examine the impact Prop 19 has on individuals over the age of 55, shedding light...

Apr 10, 2023 – In today's Lifetime Planning podcast, Crystal Colbert and Aaron Wiegman discuss the importance of tax diversification since having a higher marginal tax rate can have an impact on Social Security and Medicare premiums...

Mar 13, 2023 – In today's Lifetime Planning podcast, Aaron Wiegman and Crystal Colbert dive into the basics of health savings accounts or HSAs, which are a type of savings account that can be used to pay for qualified medical expenses tax-free. Today, we'll explain...